What is Zip Co's business focus and history?

Zip Co Limited is a publicly traded digital financial services company based in Sydney, Australia, founded in 2013 by Larry Diamond and Peter Gray. Operating in the Financial Services industry, Zip offers Buy Now, Pay Later solutions connecting customers and merchants globally. The company has expanded its operations to the United States and New Zealand, providing products like Zip Pay, Zip Money, and Zip Plus. Zip Co Limited has 1100 employees and is listed on the Australian Securities Exchange under the ticker symbol ZIP.

Zip Co Corporate Details & Core Services

Zip Co Limited is a digital financial services company offering innovative, people-centered products that connect millions of customers with its global network of tens of thousands of merchants. Operating in Australia, New Zealand, and the United States, Zip provides point-of-sale credit and digital payment services, including Buy Now, Pay Later (BNPL) solutions.

Zip Co Contact Information & Official Links

Website https://zip.co
Social  
Email id media.relations@zip.co
Phone number +61 2 8294 2345
Head office address Sydney, NSW, Australia
Tags Fintech Digital Payments Buy Now Pay Later

What are Zip Co's Key Business Metrics & Stats?

No of employees 1100
Founded year 2013
Type public
SAICS CODE 6141
NAICS Code 522291
Industry Financial Services
Location Sydney, NSW, Australia
Subsidiary Company quadpay.com, spotii.com, twisto.com
Stock Name ZIP (ASX)
Pricing Strategy Zip Pay, Zip Money, Zip Plus
Zip Co ZIP (ASX) Firmographic Snapshot 2026 2013 Founded Year 1100 Global Employees Australia Headquarters FinancialServices Industry Public Type Verified by DexterAgent.ai

How much funding has Zip Co raised to date?

Name Description
Funding Amount USD 60 Million
Stage Placement
Latest Valuation (USD)
Lead Investor Undisclosed
Investors Undisclosed

What are Zip Co's Core Products?

Name Description
Zip Pay A digital wallet for everyday purchases, offering interest-free payments up to $1,500.
Zip Money A digital wallet for larger purchases, providing up to $30,000 with interest-free periods.
Zip Plus A credit product offering limits from $2,000 to $4,000 with a 12.95% p.a. interest rate.

What are the latest developments at Zip Co?

Date Type Description
October, 2025 Partnership Zip US Expands Partnership with Stripe to Accelerate Merchant Growth
February, 2026 Product Launch Zip US Expands Flexible Payment Options with Launch of Pay in 2
September, 2025 Partnership Zip Teams Up with Opportunity Knocks to Bring Financial Support to Millions

Zip Co VS Afterpay VS Klarna VS Affirm : 2026 Comparison

Feature Zip Co Afterpay Klarna Affirm
Core Strengths Zip Pay, Zip Money, Zip Plus Afterpay Pay in 4, Pay in 30 Days, Klarna Card Affirm Card, Buy Now, Pay Later, Savings Account
Founded Year 2013 2014 2005 2012
Stock Name/Ticker ZIP (ASX) APT (ASX) KLAR (NYSE) AFRM (NASDAQ)
Type public public public public
Global Employees 1100 355 2907 2500
Revenue (Annual) $(2025) $1 Billion(2023) $2.8 Billion(2024) $3.2 Billion(2025)
Headquarters Sydney, NSW, Australia Melbourne, Victoria, Australia Stockholm, Sweden San Francisco, California, United States
Latest Valuation   $29 Billion $17.3 Billion $16.8 Billion
LATEST REVENUE (TRILLIONS USD) EMPLOYEE COUNT (THOUSANDS) INNOVATORS VISIONARIES DISRUPTORS GIANTS Afterpay 1 | 355 Klarna 2.8 | 2907 Affirm 3.2 | 2500 Competitive Landscape 2026 DexterAgent.ai
Name Description
Legal Name Zip Co Limited
Cin number
GST number
Registration number ACN 139 546 428

Who is in Zip Co's executive leadership team?

Name Designation
CEO Cynthia Scott
US CEO Joe Heck
ANZ CEO Peter Gray
Group CFO Gordon Bell

Where are Zip Co's primary office locations?

City Country
Sydney Australia
New York United States

What are the current business signals and market intelligence for Zip Co?

Spending next 3 months Product development, Market expansion, Partnerships
Pain points Managing cash flow, Access to flexible payment options
Sales motion Direct-to-Consumer, Business-to-Business
Buyer Persona Millennials, Gen Z, Small to Medium Enterprises
Type of customer Consumers, Merchants
Key customer domain gamestop.com, cathaypacific.com
Annual ACV $500 - $5,000

What is Zip Co's annual revenue history?

Year Revenue (USD)
2025

What are Zip Co's risk management and compliance ratings?

GDPR RIsk No
Privacy Risk No
Company Ratings 4.5
Glassdoor Rating

What are Zip Co's business model and service classifications?

Saas No
Offline Stores No
Service Yes
Ecommerce Yes
Exporter No
Mobile App Yes
Retail No
B2B Yes
B2C Yes
Manufacturing No
Wholesale No
Importer No
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