What is Affirm's business focus and history?

Affirm Holdings, Inc. is a publicly traded financial technology company based in San Francisco, California, founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell. It operates as a Buy Now, Pay Later (BNPL) provider, offering installment payment solutions for e-commerce shoppers. Affirm has raised $1.2 billion in funding, including its IPO in January 2021, and reported a revenue of $3.22 billion in 2025. The company has 2,500 employees and partners with over 400,000 merchants, including major retailers like Walmart, Shopify, and Expedia.

Affirm Corporate Details & Core Services

Affirm is a financial technology company offering installment payment solutions for e-commerce shoppers, allowing them to pay over time with no late fees or compounding interest.

Affirm Contact Information & Official Links

Website https://www.affirm.com
Social        
Email id help@affirm.com
Phone number (855) 423-3729
Head office address San Francisco, California, United States
Tags Financial Services FinTech Buy Now Pay Later Installment Loans E-commerce

What are Affirm's Key Business Metrics & Stats?

No of employees 2500
Founded year 2012
Type public
SAICS CODE 6141
NAICS Code 522291
Industry Financial Services
Location San Francisco, California, United States
Subsidiary Company paybright.com
Stock Name AFRM (NASDAQ)
Pricing Strategy Interest-Free Installments, Interest-Bearing Installments
Affirm AFRM (NASDAQ) Firmographic Snapshot 2026 2012 Founded Year 2500 Global Employees United States Headquarters FinancialServices Industry Public Type Verified by DexterAgent.ai

How much funding has Affirm raised to date?

Name Description
Funding Amount USD 1.2 Billion
Stage IPO
Latest Valuation 16.8 Billion (USD)
Investors Public Investors

What are Affirm's Core Products?

Name Description
Affirm Card A Visa® debit card that allows users to pay over time for purchases.
Buy Now, Pay Later Installment payment solutions for e-commerce shoppers.
Savings Account A digital savings account with competitive interest rates.

What are the latest developments at Affirm?

Date Type Description
February, 2026 Partnership Affirm partners with Intuit to provide pay-over-time offering for QuickBooks Online.
February, 2026 Partnership Affirm becomes the exclusive BNPL provider for Expedia, Hotels.com, and Vrbo in the US.

Affirm VS Afterpay VS Klarna VS Sezzle : 2026 Comparison

Feature Affirm Afterpay Klarna Sezzle
Core Strengths Affirm Card, Buy Now, Pay Later, Savings Account Afterpay Pay in 4, Pay in 30 Days, Klarna Card Sezzle Platform, Sezzle Up, Sezzle Premium, Sezzle Virtual Card
Founded Year 2012 2014 2005 2016
Stock Name/Ticker AFRM (NASDAQ) APT (ASX) KLAR (NYSE) SEZL (NASDAQ)
Type public public public public
Global Employees 2500 355 2907 408
Revenue (Annual) $3.2 Billion(2025) $1 Billion(2023) $2.8 Billion(2024) $271.1 Million(2024)
Headquarters San Francisco, California, United States Melbourne, Victoria, Australia Stockholm, Sweden Minneapolis, Minnesota, United States
Latest Valuation $16.8 Billion $29 Billion $17.3 Billion $2.1 Billion
LATEST REVENUE (TRILLIONS USD) EMPLOYEE COUNT (THOUSANDS) INNOVATORS VISIONARIES DISRUPTORS GIANTS Afterpay 1 | 355 Klarna 2.8 | 2907 Sezzle 271.1 | 408 Competitive Landscape 2026 DexterAgent.ai
Name Description
Legal Name Affirm Holdings, Inc.
Cin number
GST number
Registration number 60DBO-111681

Who is in Affirm's executive leadership team?

Name Designation
CEO Max Levchin
President Libor Michalek
COO Michael Linford
CFO Robert O'Hare
Chief Legal Officer Katherine Adkins
Chief People Officer Barb Cadigan

Where are Affirm's primary office locations?

City Country
San Francisco United States
New York United States
Pittsburgh United States
Chicago United States
Toronto Canada
Madrid Spain
Warsaw Poland
London United Kingdom

What are the current business signals and market intelligence for Affirm?

Spending next 3 months Technology Development, Market Expansion, Partnerships
Pain points High Credit Card Fees, Lack of Payment Flexibility, Hidden Charges
Sales motion B2B, B2C
Buyer Persona Online Shoppers, E-commerce Merchants
Type of customer Consumers, Merchants
Key customer domain walmart.com, shopify.com, expedia.com
Annual ACV $500,000 - $1,000,000

What is Affirm's annual revenue history?

Year Revenue (USD)
2025 3.2 Billion

What are Affirm's risk management and compliance ratings?

GDPR RIsk No
Privacy Risk No
Company Ratings 3.8
Glassdoor Rating 3.8

What are Affirm's business model and service classifications?

Saas Yes
Offline Stores No
Service Yes
Ecommerce Yes
Exporter No
Mobile App Yes
Retail No
B2B Yes
B2C Yes
Manufacturing No
Wholesale No
Importer No
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