What is Klarna's business focus and history?

Klarna is a publicly traded fintech company based in Stockholm, Sweden, founded in 2005 by Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson. It offers buy now, pay later services, digital banking, and payment solutions to consumers and merchants worldwide. Klarna has raised $1.37 billion in funding, with a latest valuation of $17.3 billion. The company has 2,907 employees and operates in 26 countries.

Klarna Corporate Details & Core Services

Klarna is a Swedish fintech company offering buy now, pay later services, digital banking, and payment solutions to consumers and merchants worldwide.

Klarna Contact Information & Official Links

Website https://www.klarna.com
Social        
Head office address Stockholm, , Sweden
Tags fintech buy now pay later digital banking

What are Klarna's Key Business Metrics & Stats?

No of employees 2907
Founded year 2005
Type public
SAICS CODE 7389
NAICS Code 522210
Industry Financial Services
Location Stockholm, Sweden
Stock Name KLAR (NYSE)
Pricing Strategy Pay in 4, Pay in 30 Days, Long-term financing
Klarna KLAR (NYSE) Firmographic Snapshot 2026 2005 Founded Year 2907 Global Employees Sweden Headquarters FinancialServices Industry Public Type Verified by DexterAgent.ai

How much funding has Klarna raised to date?

Name Description
Funding Amount USD 1.4 Billion
Stage IPO
Latest Valuation 17.3 Billion (USD)
Lead Investor Sequoia Capital
Investors Sequoia Capital, Silver Lake

What are Klarna's Core Products?

Name Description
Pay in 4 Interest-free installment payment option.
Pay in 30 Days Deferred payment option allowing payment 30 days after purchase.
Klarna Card Physical Visa card offering flexible payment options.

What are the latest developments at Klarna?

Date Type Description
September, 2025 news Klarna shares rise 15% in their first day of trading on Wall Street
October, 2023 news Klarna launches new AI tech to enhance shopping experience

Klarna VS Affirm VS Afterpay VS PayPal : 2026 Comparison

Feature Klarna Affirm Afterpay PayPal
Core Strengths Pay in 4, Pay in 30 Days, Klarna Card Affirm Card, Buy Now, Pay Later, Savings Account Afterpay PayPal, Venmo, Braintree, Xoom, Honey
Founded Year 2005 2012 2014 1998
Stock Name/Ticker KLAR (NYSE) AFRM (NASDAQ) APT (ASX) PYPL (NASDAQ)
Type public public public public
Global Employees 2907 2500 355 24400
Revenue (Annual) $2.8 Billion(2024) $3.2 Billion(2025) $1 Billion(2023) $33.2 Billion(2025)
Headquarters Stockholm, Sweden San Francisco, California, United States Melbourne, Victoria, Australia San Jose, California, United States
Latest Valuation $17.3 Billion $16.8 Billion $29 Billion $64.1 Billion
LATEST REVENUE (TRILLIONS USD) EMPLOYEE COUNT (THOUSANDS) INNOVATORS VISIONARIES DISRUPTORS GIANTS Affirm 3.2 | 2500 Afterpay 1 | 355 PayPal 33.2 | 24400 Competitive Landscape 2026 DexterAgent.ai
Name Description
Legal Name Klarna Group plc
Cin number
GST number
Registration number

Who is in Klarna's executive leadership team?

Name Designation
CEO Sebastian Siemiatkowski
Chairman Michael Moritz

Where are Klarna's primary office locations?

City Country
Stockholm Sweden
London United Kingdom
New York USA
Berlin Germany

What are the current business signals and market intelligence for Klarna?

Spending next 3 months AI development, market expansion, product innovation
Pain points credit risk management, regulatory compliance, market competition
Sales motion direct sales, partnerships
Buyer Persona young adults, online shoppers, budget-conscious consumers
Type of customer consumers, merchants
Key customer domain nike.com, sephora.com, airbnb.com
Annual ACV $500,000 - $1,000,000

What is Klarna's annual revenue history?

Year Revenue (USD)
2024 2.8 Billion

What are Klarna's risk management and compliance ratings?

GDPR RIsk Yes
Privacy Risk Yes
Company Ratings 4
Glassdoor Rating 3.5

What are Klarna's business model and service classifications?

Saas Yes
Offline Stores No
Service Yes
Ecommerce Yes
Exporter No
Mobile App Yes
Retail No
B2B Yes
B2C Yes
Manufacturing No
Wholesale No
Importer No
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